Terms of Service

Last Updated: March 10, 2026

1. Platform Purpose

Private Credit AI acts as a technology platform connecting professional financial advisors, borrowers, and institutional capital providers. We facilitate the curation and structuring of private credit transactions but do not act as the lender of record.

2. No Financial Advice Disclaimer

The information provided on the platform does not constitute financial, investment, legal, or tax advice. You should consult with independent professionals before making any financial or lending decisions.

3. User Participation Requirements

By using our services, you confirm that you are a sophisticated, institutional, or wholesale investor/borrower as defined by applicable laws. You agree to provide accurate, current, and complete information during the onboarding and transaction processes.

4. Confidentiality

Users agree to maintain strict confidentiality regarding any proprietary deal information, borrower details, or lending parameters shared through the Private Credit AI platform. Unauthorized distribution of transaction details is strictly prohibited.

5. No Transaction Guarantees

Private Credit AI does not guarantee the successful funding of any loan or the performance of any investment. All transactions are subject to independent due diligence, underwriting, and formal legal documentation between the ultimate lender and borrower.

6. Intellectual Property

All content, features, and technology on the platform are the exclusive property of Private Credit AI and its licensors. You may not reproduce, distribute, or create derivative works without express written consent.

7. Limitation of Liability

To the maximum extent permitted by law, Private Credit AI shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the platform.

8. Governing Law

These terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction, without regard to its conflict of law provisions.